RONALD “CHIP” MORRISON, JR
Ronald W. “Chip” Morrison, Jr. is a licensed Louisiana Title Insurance and Closing Attorney and the owner of Top-Notch Title, LLC, a full service real estate and escrow transfer company. Chip practices with the law firm of Morrison Law Group, PLC, and is a Board Certified Estate Planning Law Specialist as certified by the Louisiana Board of Legal Specialization. He is admitted to practice before all State courts in Louisiana. He is also admitted to practice before the United States District Court for the Eastern and Middle District of Louisiana, and the Veterans Administration Board.
Chip has given numerous presentations to attorneys, CPA’s, financial advisors, certified financial planners, insurance agents, the National Business Institute, the Louisiana CPA Society, and individual CPA firms and insurance agencies throughout the State of Louisiana. He has been qualified by the Louisiana Bar Association, Louisiana Department of Insurance, and the Louisiana Society of CPA’s to present continuing education programs discussing various Elder Law, Business, Trusts and Estate Planning topics.
Services
We serve clients throughout Southeast Louisiana. While our office is located in Metairie, Louisiana, our office proudly handles closings for properties located in St. Tammany Parish, Jefferson Parish, Orleans Parish, Tangipahoa Parish, St. Charles Parish, St. Bernard Parish and Plaquemines Parish.
- Louisiana residential and commercial real estate closings
- Title insurance
- Sales and purchase agreements
- Bond for deed agreements
- Leases
- Escrow services
- Title dispute resolution
Resources
Homestead Exemptions
Jefferson Parish
Gretna Courthouse
200 Derbigny St., Ste. 1100
Gretna, LA 70053
(504) 362-4100
jpassessor.com
Yenni Building
122 Elmwood Park Blvd., Ste. 901
Harahan, LA 70123
(504) 736-6370
Orleans Parish
4E01 City Hall – Civic Center
1300 Perdido St.
New Orleans, LA 70112
(504) 658-1300
nolaassessor.org
Westbank
Algiers Courthouse
225 Morgan Street
New Orleans, LA
(504) 368-7642
St. Bernard Parish
2118 Jackson Blvd., Ste. A
Chalmette, LA 70043-4765
(504) 279-6379
stbassessor.com
St. Charles Parish
15045 River Rd.
Hahnville, LA 70057
(985) 783-6281 or (504) 467-5982
stcharlesassessor.azurewebsites.net
St. Tammany Parish
Covington Office
St. Tammany Parish Justice Center
701 N. Columbia St.
Covington, LA 70433
(985) 809-8180
stassessor.org
St. Tammany Parish
Slidell Office
Towers Building
520 Old Spanish Trail, Ste. 4B
Slidell, LA 70458
(985) 646-1990
stassessor.org
The Process
1.
Buyer makes an offer on a home or property
2.
Seller accepts and a purchase agreement / sales contract is signed.
3.
Buyer, Agent or Seller contacts Top Notch Title to schedule a closing appointment.
4.
Top Notch handles all the closing details.
5.
Buyers, Sellers & Agents come to Top Notch Title to seal the deal!
FAQ
A real estate closing takes about one hour for most clients. There are quite a few documents that need to be signed, and it does take some time for the closing attorney to review and explain what is being signed.
Both the seller and buyer must bring their drivers licenses with them.
For buyers, once you have found a house or real estate that you are interested in purchasing.
For sellers, as soon as you make the decision that you want to sell your home or other real estate holding.
If a business owner is buying or selling a business that owns real estate, then they will want to contact a title attorney as soon as they begin negotiating with a potential purchaser or seller for their business.
Both the seller and the buyer must be present. If any of the parties are married and the property they are selling or buying is considered Louisiana “community property,” then their spouses must be present as well.
There are some circumstances whereby a buyer or seller’s “agent” under a Power of Attorney can appear on behalf of the buyer or seller for the closing.
A very common issue that is overlooked is ensuring that the purchaser’s correct mailing address is listed on the closing documents. This is important because this is the location where the real estate tax bills will be sent to.
Another component that each buyer and seller needs to know before their closing is which party is going to be responsible for changing the accounts for utilities, cable, and alarm services.
If the property being purchased is going to be the purchaser’s primary residence, the purchaser will need to take a copy of their sale document to their local Assessor’s office so that they can apply for their homestead exemption.
Purchasing real estate is one of the biggest investments we all make. While many view the process with apprehension, it is important to remember that this is an exciting time and a major milestone in our lives, especially for someone’s first home!